Komunikaty PR

Jason Ruedy, Denver, CO, Encourages Homeowners to Utilize 90% Loan to Value Cash-Out Refinance to Consolidate Debt

2025-05-14  |  19:55:05
New Pro Pic

Jason M Ruedy

The Home Loan Arranger

The Home Loan Arranger

Jason Ruedy, Denver, CO, Suggests That Homeowners Consider a Cash-Out Refinance With a 90% Loan-to-Value Ratio As a Strategy for Debt Consolidation

By consolidating these debts into one manageable monthly payment, homeowners can save thousands of dollars in interest and potentially improve their credit score.”
— Jason Ruedy
DENVER , CO, UNITED STATES, May 14, 2025 /EINPresswire.com/ -- Jason Ruedy, Denver, CO mortgage expert, highlights the alarming rise in consumer debt, which has reached a staggering 1.25 billion dollars, coupled with average interest rates around 30%. This financial strain is becoming increasingly challenging for homeowners to navigate. In response, Ruedy encourages homeowners to consider the 90% loan-to-value cash-out refinance option, which does not require private mortgage insurance. This strategy can help consolidate debt and reduce financial pressure.

The 90% loan to value product allows homeowners to use 90% of their home's value, compared to the traditional 80% loan to value, to consolidate their debt. This means that homeowners can access more of their home's equity to pay off high-interest debts such as credit card balances, personal loans, and student loans. By consolidating these debts into one manageable monthly payment, homeowners can save thousands of dollars in interest and potentially improve their credit score.

According to Ruedy, this is a great opportunity for homeowners to take control of their finances and reduce their debt burden. "With the 90% loan to value cash-out refinance, homeowners can access more of their home's equity and use it to pay off high-interest debts. This not only saves them money in the long run but also simplifies their monthly payments and helps improve their overall financial health," he explains.

Ruedy also emphasizes the importance of taking action now, as interest rates are lower. "With interest rates lower than January 2025, now is the time for homeowners to take advantage of this opportunity and consolidate their debt. It's a smart financial move that can provide long-term benefits and peace of mind," he adds.

In conclusion, Jason Ruedy is encouraging homeowners to consider the 90% loan to value cash-out refinance as a viable option to consolidate their debt and improve their financial situation. With consumer debt at an all-time high and interest rates on the rise, this is a timely opportunity for homeowners to take control of their finances and secure a better future.

JASON RUEDY
THE HOME LOAN ARRANGER
+1 303-862-4742
email us here
Visit us on social media:
LinkedIn
Instagram
Facebook
YouTube
X
Other

Legal Disclaimer:

EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.

Newseria nie ponosi odpowiedzialności za treści oraz inne materiały (np. infografiki, zdjęcia) przekazywane w „Biurze Prasowym”, których autorami są zarejestrowani użytkownicy tacy jak agencje PR, firmy czy instytucje państwowe.
Ostatnio dodane
komunikaty PR z wybranej przez Ciebie kategorii
EIN Newswire BRAK ZDJĘCIA
2025-06-09 | 21:55:05

Monument Recovery Celebrates Two Years of Growth & Life-Changing Impact

The Mesa, Arizona treatment program for drug and alcohol use disorder offers outpatient and residential treatment options.When we founded Monument Recovery, we didn’t set out to build just another treatment center — we set out to build a
EIN Newswire BRAK ZDJĘCIA
2025-06-09 | 21:55:05

New York State Department of Veterans’ Services to Host 2025 Human Rights Conference at Fordham Law School on June 25

DVS 2025 Human Rights Conference FlyerFocus on “Double Consciousness” in the Veteran Experience Reflects a Timely National Conversation on Rights and RecognitionIn an era where rights once considered secure are now being questioned, our conference serves as both a mirror and a megaphone.”— NYSDVS Commissioner Viviana DeCohenALBANY, NY, UNITED STATES, June 9, 2025 /EINPresswire.com/ -- In a time when the national dialogue around civil liberties and inclusion is evolving in profound and often polarizing ways, the New York State Department of Veterans’ Services (DVS) is proud to announce its 2025 Human Rights Conference on Wednesday, June 25, 2025, from 9:00 AM to 3:00 PM, at Fordham University Law School, Costantino Hall, 150 West 62nd Street, New York, NY.Themed Veils to Vision: Navigating Double Consciousness in the Veteran Experience, the conference will take an honest look at the complex intersections of identity, service, and social justice through the lens of Veterans from historically marginalized and underrepresented groups. The unique challenges and opportunities of advancing diversity, equity, and inclusion for Veterans will be discussed during expert panels.“In an era where rights once considered secure are now being questioned, our conference serves as both a mirror and a megaphone,” said DVS Commissioner Viviana M. DeCohen. “It reflects what many Veterans face and amplifies our responsibility as a state to continue standing strong for the dignity, safety, and humanity of every person who has worn the uniform.”At a time when national policies increasingly marginalize communities that have long served in silence, the conference reaffirms New York’s commitment to equity, truth, and representation. The conference is part of DVS’s mission to ensure that New York’s Veterans and Military Families receive not only the benefits they have earned but experience a genuine sense of belonging and justice in their daily lives.DVS Deputy Counsel Benjamin Pomerance noted, “This conference is about truth-telling and listening to Veterans who have carried the burdens of service, identity, and invisibility. It is also about shaping responsive public policies that ensure New York’s Veterans continue to be seen, heard, and supported.”The featured topic, “double consciousness” – a term introduced by scholar W.E.B. Du Bois in The Souls of Black Folk describing the internal conflict experienced by subordinated or marginalized groups in the eyes of a dominant society – will anchor essential discussions around race, identity, service, as well as personal and societal perceptions.Dr. Lessie Branch, DVS Special Assistant for Community Engagement, emphasized the conference’s timeliness and urgency when the national scaffolding of equity feels shaken. “Our conference does not simply respond to the moment: it will meet it with authentic voices of clarity, courage, and care with an emphasis on listening, empathy, and fostering community.”The event is free to attend and open to the public, but registration is required in advance. Attendees can register at https://tinyurl.com/yncud4nt. Among the scheduled sessions at the DVS June 25 Human Rights Conference are:- Panel 1: Expanding the Lens: Urgent and Contested Veteran Policy Issues in Today’s Political Climate – As the national discourse around Veterans’ rights and military policies becomes increasingly complex, several pressing issues demand attention. Legislative changes, shifting advocacy efforts, and broader political debates are shaping the experiences of those who have served. This panel will explore the most urgent and contested aspects of Veteran policy today, ensuring that diverse voices are heard and that real solutions are pursued;- Special Presentation by the New York State Division of Human Rights, Honoring the Legacy of James Zappalorti – Presentation honoring Mr. Zappalorti’s service and legacy, along with a focus on how the anti-hate crime legislation that arose after he was killed — laws that continue to protect New Yorkers and bring wrongdoers to justice today. Presenters: Ron Zacchi, Senior Director, Hate and Bias Prevention Unit, New York State Division of Human Rights, and Ricardo Aguirre, Assistant Deputy Commissioner, New York State Division of Human Rights;- Panel 2: Responding to New Federal Policies Directed at Veterans of the LGBTQIA+ Community, The New York Way – Recent policy shifts at the federal level have both expanded and threatened protections for LGBTQIA+ Veterans. While some progress has been made in addressing historical injustices – such as discharge upgrades for those expelled under “Don’t Ask, Don’t Tell” – new legal and legislative challenges threaten healthcare access, service eligibility, and protections against discrimination. Advocacy efforts are crucial to safeguarding gains and ensuring that LGBTQIA+ Veterans receive equitable treatment within the VA and beyond; and- Panel 3: Building and Sustaining Allyship for Veterans and Military Families in Tumultuous Times – With increasing political polarization, Veterans are often used as symbols in national debates rather than as active participants in shaping policies that affect them. Meanwhile, military families face economic uncertainty, benefits reductions, and challenges navigating shifting policies on education, housing, and employment. The role of allies—whether in the public, private, or nonprofit sectors—has never been more crucial. Coalition-building and bipartisan advocacy efforts are essential to ensuring that Veteran-centered policies remain a national priority, regardless of the political climate.The conference will conclude with a call to action and reflection on how New York continues to lead the nation in honoring and advancing the human rights and dignity of all its Veterans.About the NYS Department of Veterans’ ServicesThe New York State Department of Veterans’ Services proudly serves New York’s Veterans, Service Members, and Military Families, connecting them with benefits, services, and support. All who served should contact the Department at 888-838-7697 or via its website – veterans.ny.gov – to meet in-person or virtually with an accredited Veterans Benefits Advisor to receive the benefits they have earned. Follow DVS on Facebook, Instagram, X, and LinkedIn.
EIN Newswire BRAK ZDJĘCIA
2025-06-09 | 21:55:05

Faucet Hooks: New Kitchen & Bath Category Creates Usable Space Above the Sink

Wilywings Original Faucet HooksThe Malibu, CA-based venture may benefit from tariffs on Chinese goods.Wilywings hooks have decluttered my kitchen and bathrooms and keep my sponge smelling good. I love their simplicity and lack of

Kalendarium

Więcej ważnych informacji

Jedynka Newserii

Jedynka Newserii

Kongres Rady Podatkowej

Targi Bezpieczeństwa

Transport

Import materiałów budowlanych z Rosji zagrożeniem dla konkurencyjności europejskiego rynku. Konieczne są zmiany i egzekwowanie sankcji

Unia Europejska powinna zrewidować politykę celną na import materiałów budowlanych spoza państw członkowskich, w tym państw wschodnich – twierdzą uczestnicy konferencji „Bezpieczeństwo gospodarcze UE”. Obecnie Wspólnota nakłada na europejskich producentów coraz więcej ograniczeń, nie rewidując polityki celnej, co przekłada się na systematyczne osłabienie konkurencyjności przedsiębiorstw, spadek produkcji i zagrożenie dla miejsc pracy.

Konsument

Polacy odczuwają brak wiedzy na temat inwestowania. Może to sprzyjać podejmowaniu nieracjonalnych decyzji finansowych

Co trzeci Polak odczuwa brak wiedzy w obszarze inwestowania, a tylko co piąty chciałby pogłębić swoją wiedzę na ten temat – wynika z badania „Poziom wiedzy finansowej Polaków 2025”. Ci, którzy na własną rękę szukają informacji i porad, coraz częściej sięgają do blogów, portali, podcastów i wideo w internecie. Eksperci przestrzegają, że finansowych i inwestycyjnych porad udzielają nie tylko specjaliści w danej dziedzinie, więc potrzebna jest zasada ograniczonego zaufania.

Handel

Do 2030 roku liczba plastikowych opakowań w e-handlu modowym może się podwoić. Ich udział najszybciej rośnie w Polsce

Wraz ze wzrostem kanału e-commerce w branży modowej rośnie liczba wykorzystywanych opakowań, z których znaczną część wciąż stanowią te z plastiku. Do 2030 roku w Polsce e-sprzedawcy zużyją 147 mln plastikowych opakowań – wynika z badania przeprowadzonego na zlecenie DS Smith. Można zauważyć rosnący trend wśród marek modowych, które coraz częściej wybierają opakowania wykonane z papieru lub materiałów z recyklingu. To o tyle istotne, że polscy konsumenci odczuwają wyrzuty sumienia z powodu ilości plastiku, w którym dostarczane są ich zamówienia.

Partner serwisu

Instytut Monitorowania Mediów

Szkolenia

Akademia Newserii

Akademia Newserii to projekt, w ramach którego najlepsi polscy dziennikarze biznesowi, giełdowi oraz lifestylowi, a  także szkoleniowcy z wieloletnim doświadczeniem dzielą się swoją wiedzą nt. pracy z mediami.